A Resource for Down Payment Assistance and HFA Loan Products

State housing finance agencies (HFAs) are primary sources of funding and down payment assistance (DPA) for low-income home buyers everywhere in the country. HFAs are always looking for ways to make it easier for mortgage lenders of all kinds to participate in their programs to reach more underserved borrowers. In 2022, 80 percent of state HFA program borrowers received down payment assistance (DPA) through a state DPA program.

 

Click on the state to see Housing Finance Agencies (HFA) Loan and DPA Program Resources

This is a one stop website to find all the unique loan products offered by the states housing agencies.  You can obtain rate sheets, loan documents, lender forms, selling manuals, and education and marketing materials.

Ask Rene - The A.I. Expert in Real Estate

Rene is a sarcastic yet funny Artificial Intelligence chat-bot that is knowledgeable in all areas of real estate, mortgages, and loans.  Ask Rene any question and you will be amazed at its wit and intelligent answers.

This website, Statehousingagencies.com, is a collaborative effort of Western state housing agencies and is not affiliated with any federal government agencies. While we strive to provide accurate and reliable information, we do not guarantee the accuracy, completeness, or timeliness of the information presented on this website.

The resources and information provided on this website are intended for informational purposes only and should not be considered as professional advice.