A Resource for Down Payment Assistance and HFA Loan Products

State housing finance agencies (HFAs) are primary sources of funding and down payment assistance (DPA) for low-income home buyers everywhere in the country. HFAs are always looking for ways to make it easier for mortgage lenders of all kinds to participate in their programs to reach more underserved borrowers. In 2022, 80 percent of state HFA program borrowers received down payment assistance (DPA) through a state DPA program.

 

Introducing the new HFA1 Affordable Loan Program

Click on the state to see Housing Finance Agencies (HFA) Loan and DPA Program Resources

This is a one stop website to find all the unique loan products offered by the states housing agencies.  You can obtain rate sheets, loan documents, lender forms, selling manuals, and education and marketing materials.