Idaho Housing and Finance Association improves lives and strengthens Idaho communities by expanding housing opportunities, building self-sufficiency, and fostering economic development.
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Category: State Loan Types – FHA/VA/RD State HFA name: Idaho Housing and Finance Association State Website: IHFA website State email address: resloan@ihfa.org
Government First Mortgage Qualifications:
Lender Eligibility
Eligible First Mortgage Loan Types
Purpose: Purchase, rate/term refi, and cash out refi available
Occupancy requirements
Eligible Property Types
Manufactured Housing permitted
Ineligible Property Types
No minimum FICO/credit score with AUS approval
Qualifying Income: $150,000 statewide
Debt-to-Income Ratios: AUS approval only, 50% DTI cap